Terms & Conditions

1. Introduction

Welcome to the PMS Client Portal ("Portal") of Wealth First Portfolio Managers Limited ("Company", "we", "us"). This Portal is operated for the exclusive use of registered Portfolio Management Services (PMS) clients. By accessing this Portal, you agree to be bound by these Terms & Conditions.

The Company is registered with the Securities and Exchange Board of India (SEBI) as a Portfolio Manager under Registration Number INP000006332.

2. Eligibility & Access

• Access to this Portal is restricted to registered PMS clients of Wealth First Portfolio Managers Ltd.
• Login credentials are confidential and must not be shared with any third party.
• You are responsible for all activities performed under your login credentials.
• The Company reserves the right to suspend or terminate access at any time without prior notice.

3. Nature of Information

• The information displayed on this Portal is for informational purposes only and does not constitute investment advice.
• Portfolio values, NAV, returns, and other metrics shown are indicative and based on the latest available market data.
• Actual values may differ due to market movements, corporate actions, settlement delays, or other factors.
• The NAV per unit is computed internally and may differ marginally from the official NAV published by the Registrar & Transfer Agent (RTA).
• Rebalance trade suggestions are system-generated and are subject to review before execution. They do not constitute investment recommendations.

4. Investment Risks

5. Confidentiality

All information displayed on this Portal is confidential and proprietary. You agree not to:

• Share, distribute, or reproduce any Portal content with unauthorized persons.
• Use the information for any purpose other than monitoring your own portfolio.
• Download or export data for commercial use or redistribution.
• Attempt to access other clients' data or circumvent security controls.

6. Fee Disclosure

• Fee calculations shown on the Portal are estimates based on the applicable fee structure.
• Actual fees are computed at the time of billing and may differ from displayed estimates.
• The fee structure is as per the PMS agreement signed between the client and the Company.
• All applicable taxes (GST) are charged in addition to the management and custody fees.

7. Capital Gains & Taxation

• Capital gains information shown is estimated and for reference only.
• STCG (Short Term Capital Gains) and LTCG (Long Term Capital Gains) classifications are based on holding period calculations.
• Clients are advised to consult their tax advisor for actual tax computations and filing.
• The Company does not provide tax advice.

8. Data Privacy & Security

• We are committed to protecting your personal and financial information.
• All data is encrypted in transit (HTTPS/TLS) and at rest (AES-256).
• Access is controlled through secure authentication with session management.
• We do not share your data with third parties except as required by law or regulation.
• Login activities and actions are logged for security and compliance purposes.

9. Intellectual Property

All content, design, logos, trademarks, and software on this Portal are the property of Wealth First Portfolio Managers Ltd or its licensors. You may not copy, reproduce, distribute, or create derivative works without written permission.

10. Limitation of Liability

• The Company shall not be liable for any loss or damage arising from the use of this Portal.
• We do not guarantee uninterrupted or error-free access to the Portal.
• The Company is not responsible for any delays, inaccuracies, or omissions in the data displayed.
• In no event shall the Company be liable for indirect, incidental, or consequential damages.

11. SEBI Compliance

• This Portal is operated in compliance with SEBI (Portfolio Managers) Regulations, 2020.
• The Company maintains adequate records as required by SEBI and provides information to SEBI upon request.
• Clients have the right to receive periodic reports as mandated by SEBI regulations.
• Any grievance related to PMS services may be lodged through SEBI's SCORES platform at scores.sebi.gov.in.

12. Grievance Redressal

13. Amendments

The Company reserves the right to modify these Terms & Conditions at any time. Continued use of the Portal after any changes constitutes acceptance of the revised terms.

14. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Ahmedabad, Gujarat.